Credit Used Car Financing in Metairie, LA
Lakeside Toyota invites drivers near New Orleans and Kenner, Louisiana who have poor credit to apply forbad credit financing through our finance department. Our Metairie, LA full-service Toyota dealership is home to a wide selection of quality used cars for sale, many of which are driven off our used car lot by drivers with less than stellar credit. Everyday, we help Metairie area car shoppers with finding a late-model used Toyota Corolla, Camry, Tacoma, RAV4 or another used car to drive home; let us assist you today!
How to Qualify for a Bad Credit Auto Loan near New Orleans
Has your credit score taken a hit recently? If you have experienced a foreclosure, bankruptcy, repossession or have multiple missed payments, you may be in search of bad credit auto loan assistance. Even if your credit score has been quite low for years, we may still be able to assist you in finding viable financing options for your used car purchase. In contrast to traditional auto lenders, the finance staff here at Lakeside Toyota will look beyond your low credit score when determining if you qualify for a sub-prime used car loan. Once you apply for a bad credit loan at our car dealership, we will review your credit application and consider the following factors:
- Your debt-to-income ratio
- The type and price of used car you want to buy
- The amount you can provide as a down payment
- Your detailed credit history
With bad credit car loan applications, it is always positive when you can provide a greater down payment, as that means less risk for the lender. If you are applying for bad credit financing, we encourage you to set aside or save up money for a down payment; 20 percent of the used car purchase price or greater would be a nice start. To apply for financing now, send over a completed online credit application to our finance department. Once we have received your secure credit information, our staff of auto finance specialists can work to locate financing that fits your credit history and budget.
Credit Used Car Buyers near Kenner, LA Shop at Lakeside Toyota
Whether you are shopping for a pre-owned Toyota Highlander, a used Toyota Prius or another late-model used car, our finance specialists are here to help make your used car purchase possible. Before or after you apply for a bad credit car loan here on our website, be sure to explore our selection of late-model used cars for sale in Metairie, LA.